It may be hard to believe, but a new study calls the D.C. metro area the most affordable among 25 big cities.

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To be clear, the Center for Housing Policy and the Center for Neighborhood Technology study focuses on moderate income homeowners or those "earning between 50 and 100 percent of each metro area’s median income."

In the D.C. area, median income ranges from $44,531 to $89,063, the study reports. The organization says using this data allowed them to understand local expenses in context with local earnings.

Rounding out the top five were Philadelphia, Baltimore, Minneapolis and Boston, respectively.

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