Do I need my government telling me how to spend $30? $30 is the fee for my last payday loan. I am a hell of a lot better equipped to make $30 decisions than my government. Will my Government please stay out of my $30 life, and worry about bigger, more important things. For example, the billion dollar Iraq war? The economy and inflation would be nice...I got a payday loan to pay $75 at the gas station the other day. What about the guys who spend $100 on lottery tickets every week...is that a better value then a payday loan...that's government sponsored! Hell, our government can't replace a toilet for less than $10k, so why meddle in my $30 world? Bounced check fees, overdraft protection and credit card late fees are more expensive than payday loans. A $10 checking account error can cost $27, and a $15 late payment on a credit card can cost $37. Why do they want to increase the number of bounced check fees and credit card late fees paid to banks and credit unions? Maybe because they are getting lobbying money from the big banks! Gov?t has now found it important enough to make $30 decisions for consumers. What?s next, See Candies will probably be required to see dental records before they can sell a box of chocolate. It?s ok to buy $100 in lottery tickets with your Social Security check, but spending $30 on a payday loan is forbidden. Gone are the days of freedom.