Two Stafford County women are charged with extorting $100,000 from an 83-year-old woman.

Court documents say the pair forced the woman to make almost-daily withdrawals from her bank account. But there's a twist -- the alleged victim tells ABC 7 News she's not a victim at all.

"I am not a victim. Never have been, never will be," said Nancy Charlton.

But court documents state Charlton was bilked out of $100,000 since December as bank workers noted her declining health.

An affidavit in support of a search warrant says: "As recently as May 1 she had aged significantly, as she is now frail, appears nervous and is literally shaking with fear."

Charlton says she's not afraid of the two women charged with defrauding her. In fact, she says they're long time friends and she lives with them, Ellen King and Mary Ritter. King had no comment, but Charlton vouched for both before a judge.

"When the victim says, I'm not a victim I think that puts a major hole in the government's case for probable cause," said Jason Pelt, Ellen King's attorney.

Documents suggest a number of people worried about Charlton. She's quoted as telling one bank official: "I'm scared out of my mind. I'm in too deep."

Charlton says she's never made frequent ATM withdrawals. Though she adds, she has not checked her accounts recently --she doubts investigators know something she doesn't. Court records suggest police believe they do.

The Stafford County Sheriff's Office says this is a very active ongoing investigation.

Charlton says she will gladly continue living with the two women charged with defrauding her. They are set to appear in court again over the next two months.

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