A recent survey shows more than half of America's wealthy worry they could run out of money.

The recession is re-writing a lot of rules about our spending habits, but also what well-off people talk about in front of those who are having a tough time financially.

Etiquette experts say it's never in good taste to flaunt your economic success. Of course, that didn't stop some people from doing so when the economy was healthy, but now that people are being more careful with their money, some are also practicing a new type of recession etiquette.

Even though they're vacationing in D.C., the Passe family didn't spread the word among all their friends.

"We're lucky we feel fortunate but we certainly don't want them to feel bad that they aren't able to, so we're here on vacation but I probably didn't mention that to most people that we were coming," said Michelle Passe, a tourist.

Michelle says they're aware that not everyone is as financially secure as they are during the recession. In fact, the Passes sometimes feel guilty and tone down what they say to friends who are less fortunate.

"I don't really talk about where we're going or what we're doing as much, because I don't want them to interpret that as looking down," Michelle said.

In a recent survey of upper middle class and wealthy Americans, 54 percent admit to feeling guilty about purchasing expensive items in the current economic climate. But guilty or not, more people are minding their manners when it comes to talking money.

"I'm a little bit more sensitive to people's situations than maybe before," said Unity Wulff, a shopper.

Etiquette expert Nancy Mitchell says there's no need to feel guilty, saying the golden rule is to just be considerate.

"And frankly you shouldn't be bragging anytime or anyplace, but now is not the time to really flaunt the fact that you're comfortable," Mitchell says.

She says don't stop calling or visiting with those who're having a harder time, and don't make their financial situation the topic of every conversation.

"There are fun ways you can pull people together without spending a lot of money," Mitchell adds.

And experts say if you're the one having a hard time, know your limits and be honest. For example, politely decline events you can't afford or suggest more recession-friendly options when making plans with friends.

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